{"id":10068,"date":"2025-11-24T20:46:44","date_gmt":"2025-11-24T23:46:44","guid":{"rendered":"https:\/\/maetinganoticias.com\/?p=10068"},"modified":"2025-11-24T20:46:45","modified_gmt":"2025-11-24T23:46:45","slug":"veja-como-vai-funcionar-devolucao-do-pix-em-caso-de-golpe","status":"publish","type":"post","link":"https:\/\/maetinganoticias.com\/index.php\/2025\/11\/24\/veja-como-vai-funcionar-devolucao-do-pix-em-caso-de-golpe\/","title":{"rendered":"Veja como vai funcionar devolu\u00e7\u00e3o do Pix em caso de golpe"},"content":{"rendered":"\n

Nova regra entra em vigor. A partir de 2026, ser\u00e1 obrigat\u00f3ria<\/em><\/strong><\/p>\n\n\n\n

J\u00e1 est\u00e1 em vigor a nova regra que facilita a devolu\u00e7\u00e3o de transfer\u00eancias indevidas de Pix e que visa dificultar a a\u00e7\u00e3o de golpistas.<\/strong><\/p>\n\n\n\n

O Mecanismo Especial de Devolu\u00e7\u00e3o (MED) permite rastrear o dinheiro caso outras transfer\u00eancias sejam feitas para mascarar a origem do valor.<\/p>\n\n\n\n

Por enquanto, o servi\u00e7o \u00e9 opcional aos bancos e institui\u00e7\u00f5es de pagamento. A partir de 2 de fevereiro de 2026, vai se tornar obrigat\u00f3rio para todos<\/strong>.<\/p>\n\n\n\n

Como funcionava<\/strong><\/h2>\n\n\n\n

Com a nova regra em vigor, ser\u00e1 poss\u00edvel fazer a devolu\u00e7\u00e3o do dinheiro a partir de outras contas, e n\u00e3o apenas daquela utilizada na fraude<\/strong>. <\/p>\n\n\n\n

As informa\u00e7\u00f5es ser\u00e3o compartilhadas com os participantes envolvidos nas transa\u00e7\u00f5es e permitir\u00e3o a devolu\u00e7\u00e3o de recursos em at\u00e9 11 dias ap\u00f3s a contesta\u00e7\u00e3o, de acordo com o BC.<\/p>\n\n\n\n

Antes, a devolu\u00e7\u00e3o dos recursos era feita apenas a partir da conta originalmente utilizada na fraude. O problema \u00e9 que os fraudadores, em geral, retiram rapidamente os recursos da conta que recebeu o dinheiro e os transferem para outras.<\/p>\n\n\n\n

Dessa forma, quando o cliente fazia a reclama\u00e7\u00e3o e pedia a devolu\u00e7\u00e3o, o mais comum \u00e9 que a conta j\u00e1 estava esvaziada.<\/p>\n\n\n\n

Sobre o MED\u00a0<\/strong><\/h2>\n\n\n\n

Existente desde 2021, o Mecanismo Especial de Devolu\u00e7\u00e3o s\u00f3 pode ser usado em caso comprovado de fraudes ou de erros operacionais da institui\u00e7\u00e3o financeira.<\/p>\n\n\n\n

A ferramenta n\u00e3o pode ser usada para desacordos comerciais, casos entre terceiros de boa-f\u00e9 e envio de Pix para a pessoa errada por erro do pr\u00f3prio usu\u00e1rio pagador (como erro de digita\u00e7\u00e3o de uma chave). <\/p>\n\n\n\n

Cr\u00e9ditos: Ag\u00eancia Brasil<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"

Nova regra entra em vigor. A partir de 2026, ser\u00e1 obrigat\u00f3ria J\u00e1 est\u00e1 em vigor a nova regra que facilita a devolu\u00e7\u00e3o de transfer\u00eancias indevidas de Pix e que visa dificultar a a\u00e7\u00e3o de golpistas. O Mecanismo Especial de Devolu\u00e7\u00e3o (MED) permite rastrear o dinheiro caso outras transfer\u00eancias sejam feitas para mascarar a origem do valor. Por enquanto, o servi\u00e7o \u00e9 opcional […]<\/p>\n","protected":false},"author":1,"featured_media":10069,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_uf_show_specific_survey":0,"_uf_disable_surveys":false,"footnotes":""},"categories":[832],"tags":[],"class_list":{"0":"post-10068","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-economia"},"yoast_head":"\nVeja como vai funcionar devolu\u00e7\u00e3o do Pix em caso de golpe - Maetinga Not\u00edcias<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/maetinganoticias.com\/index.php\/2025\/11\/24\/veja-como-vai-funcionar-devolucao-do-pix-em-caso-de-golpe\/\" \/>\n<meta property=\"og:locale\" content=\"pt_BR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Veja como vai funcionar devolu\u00e7\u00e3o do Pix em caso de golpe - Maetinga Not\u00edcias\" \/>\n<meta property=\"og:description\" content=\"Nova regra entra em vigor. 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